|
Post by Huddysleftfoot on May 23, 2022 6:37:09 GMT
Funny, most of the people defending student loans on here almost certainly benefited from a "free" education. You couldn't make it up.
|
|
|
Post by oggyoggy on May 23, 2022 6:41:03 GMT
So paying £400 a month of net income on debt for 30 years is fine!? You are obviously very wealthy if you think that. I said £10k pay rise, not 10%. It was around 20% pay rise after it was paid off. Its very unlikely anyone pays £400 a month for 30 years as at some point the repayments become more than interest accruing so the repayments start to fall, to be paying £400 a month at any point you'd need to be earning £80k a year so yeah I'd say thats fine. The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work.
|
|
|
Post by thevoid on May 23, 2022 6:56:29 GMT
'It is alleged the MP used the substance on a fellow Conservative MP' 🤔 You seem more offended by the political leaning of the offenders than the offence itself
|
|
|
Post by Huddysleftfoot on May 23, 2022 7:46:13 GMT
|
|
|
Post by partickpotter on May 23, 2022 8:00:53 GMT
Its very unlikely anyone pays £400 a month for 30 years as at some point the repayments become more than interest accruing so the repayments start to fall, to be paying £400 a month at any point you'd need to be earning £80k a year so yeah I'd say thats fine. The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. Well, there we have it. You’re fucking minted and you expect poor people to fund your family’s higher education. Let’s face it, only someone earning £100k + would have the brass neck to say income is almost irrelevant. Morally bankrupt.
|
|
|
Post by partickpotter on May 23, 2022 8:18:53 GMT
'It is alleged the MP used the substance on a fellow Conservative MP' 🤔 You seem more offended by the political leaning of the offenders than the offence itself The political leaning is an offence as far as he is concerned. And a very serious one at that.
|
|
|
Post by followyoudown on May 23, 2022 9:11:29 GMT
Croydon council scrapped meals on wheels to save £24k, croydon council paid £600k in leaving package to the chief executive who left them nearly bankrupt with some very questionable deals. Croydon council is know no overall control and voted in a tory mayor. And there’s a dodgy £5m deal on housing kicking about too. Not to mention a £73m black hole in their accounts from February this year. But, in Essex’s simple world (which in fairness is one he shares with Nicola Sturgeon) everything bad is due to Boris Johnson in #10. Yes they are my local council wouldn't be surprised if a few of them don't end up in court like the Liverpool lot.
|
|
|
Post by followyoudown on May 23, 2022 9:23:07 GMT
Its very unlikely anyone pays £400 a month for 30 years as at some point the repayments become more than interest accruing so the repayments start to fall, to be paying £400 a month at any point you'd need to be earning £80k a year so yeah I'd say thats fine. The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. The interest rate is rpi +3% if inflation is high the rate goes up so its 12% this year but will fall next year. What nonsense university is for the rich, the current system allows any kid to goto uni and have their fees covered and get money to live on, they only pay back once they start to earn £27k a year. I have no idea why you think you can't send your kids to uni or why you need to cover the tuition fees when that is what the student loan is for. That last paragraph is just bizarre by your own claims you are one of the highest earning yet you want someone else to pay just like essex a few pages back.....
|
|
|
Post by Huddysleftfoot on May 23, 2022 9:23:45 GMT
|
|
|
Post by Huddysleftfoot on May 23, 2022 9:26:41 GMT
The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. The interest rate is rpi +3% if inflation is high the rate goes up so its 12% this year but will fall next year. What nonsense university is for the rich, the current system allows any kid to goto uni and have their fees covered and get money to live on, they only pay back once they start to earn £27k a year. I have no idea why you think you can't send your kids to uni or why you need to cover the tuition fees when that is what the student loan is for. That last paragraph is just bizarre by your own claims you are one of the highest earning yet you want someone else to pay just like essex a few pages back..... I didn't pay a penny for tuition or maintenance and I suspect neither did you or Partick. We all however, have paid it back many times through our taxes over the years. I fail to understand how you or him have any issue with the old system as it worked fine.
|
|
|
Post by followyoudown on May 23, 2022 9:28:56 GMT
The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. Well, there we have it. You’re fucking minted and you expect poor people to fund your family’s higher education. Let’s face it, only someone earning £100k + would have the brass neck to say income is almost irrelevant. Morally bankrupt. Yeah its the same as Essex he's very keen to put other peoples taxes up but not so keen to pay out more himself. Perhaps its not only people using foodbanks who need help with financial planning / budgeting it should be extended to lawyers too.....
|
|
|
Post by Huddysleftfoot on May 23, 2022 10:30:03 GMT
|
|
|
Post by essexstokey on May 23, 2022 10:40:43 GMT
'It is alleged the MP used the substance on a fellow Conservative MP' 🤔 You seem more offended by the political leaning of the offenders than the offence itself The political leaning is an offence as far as he is conce2rned. And a very serious one at that. Tories caught bang to rights article outlines this what do the Tory boys on here do to deflect they start personal attacks Of course I condemned all of this is just posted on here because it's anti government thread and hes a Tory and the second in a week I just want to know what village you come from
|
|
|
Post by partickpotter on May 23, 2022 10:46:41 GMT
The political leaning is an offence as far as he is conce2rned. And a very serious one at that. Tories caught bang to rights article outlines this what do the Tory boys on here do to deflect they start personal attacks Of course I condemned all of this is just posted on here because it's anti government thread and hes a Tory and the second in a week I just want to know what village you come from Why do you want to know what village I come from?
|
|
|
Post by essexstokey on May 23, 2022 11:03:06 GMT
Well, there we have it. You’re fucking minted and you expect poor people to fund your family’s higher education. Let’s face it, only someone earning £100k + would have the brass neck to say income is almost irrelevant. Morally bankrupt. Yeah its the same as Essex he's very keen to put other peoples taxes up but not so keen to pay out more himself. Perhaps its not only people using foodbanks who need help with financial planning / budgeting it should be extended to lawyers too..... Again personal attacks proves I've hit a point home How do you know I won't pay more tax its just your Tory slander yet again Its obvious you Tories and Tory mps need help with budgets given your cloud cookoo values and mismanagement of public funds you lot have done every time your not in power both in local and national government You sell of national assets on the thir cheap to your mates just so you can cut the tax for the rich While abandoning the poor to food banks and increased poverty Under the Tories we have seen record debt and that's before you pissed money up the wall on ppe etc This government has overseen mass fraud a record in the history of the UK Mass breaking of the law a PM fined for breaking the law he set And an ignorant government who ignores trade and international treaties they signed And you Tories have the cheek to say anything about breaking the law or budgets or sum anyones personal views and let's not forget you Tories are the party of taxation with regular hikes so don't assume anything until you can get your own house in order
|
|
|
Post by essexstokey on May 23, 2022 11:03:57 GMT
Tories caught bang to rights article outlines this what do the Tory boys on here do to deflect they start personal attacks Of course I condemned all of this is just posted on here because it's anti government thread and hes a Tory and the second in a week I just want to know what village you come from Why do you want to know what village I come from? Well when you're away they'll miss you 😁😁
|
|
|
Post by essexstokey on May 23, 2022 11:07:58 GMT
That would be interesting committing purgery a 2 years plus offence 🤣
|
|
|
Post by partickpotter on May 23, 2022 11:16:26 GMT
Why do you want to know what village I come from? Well when you're away they'll miss you 😁😁 My you are funny.
|
|
|
Post by phileetin on May 23, 2022 11:21:10 GMT
Yeah its the same as Essex he's very keen to put other peoples taxes up but not so keen to pay out more himself. Perhaps its not only people using foodbanks who need help with financial planning / budgeting it should be extended to lawyers too..... Again personal attacks proves I've hit a point home How do you know I won't pay more tax its just your Tory slander yet again Its obvious you Tories and Tory mps need help with budgets given your cloud cookoo values and mismanagement of public funds you lot have done every time your not in power both in local and national government You sell of national assets on the thir cheap to your mates just so you can cut the tax for the rich While abandoning the poor to food banks and increased poverty Under the Tories we have seen record debt and that's before you pissed money up the wall on ppe etc This government has overseen mass fraud a record in the history of the UK Mass breaking of the law a PM fined for breaking the law he set And an ignorant government who ignores trade and international treaties they signed And you Tories have the cheek to say anything about breaking the law or budgets or sum anyones personal views and let's not forget you Tories are the party of taxation with regular hikes so don't assume anything until you can get your own house in order
can yu at leest proof reed you crap befour yu post eat ?
|
|
|
Post by thevoid on May 23, 2022 11:23:18 GMT
Why do you want to know what village I come from? Well when you're away they'll miss you 😁😁 Thought you were against personal attacks, old fruit?
|
|
|
Post by thewonderstuff on May 23, 2022 11:48:19 GMT
Well, well, well. Prime Minister found to be a lying bastard again, shock.
|
|
|
Post by essexstokey on May 23, 2022 12:01:21 GMT
Well when you're away they'll miss you 😁😁 My you are funny. I know 🤣🤣
|
|
|
Post by Huddysleftfoot on May 23, 2022 12:10:16 GMT
Well, well....
|
|
|
Post by followyoudown on May 23, 2022 12:10:28 GMT
Yeah its the same as Essex he's very keen to put other peoples taxes up but not so keen to pay out more himself. Perhaps its not only people using foodbanks who need help with financial planning / budgeting it should be extended to lawyers too..... Again personal attacks proves I've hit a point home How do you know I won't pay more tax its just your Tory slander yet again Its obvious you Tories and Tory mps need help with budgets given your cloud cookoo values and mismanagement of public funds you lot have done every time your not in power both in local and national government You sell of national assets on the thir cheap to your mates just so you can cut the tax for the rich While abandoning the poor to food banks and increased poverty Under the Tories we have seen record debt and that's before you pissed money up the wall on ppe etc This government has overseen mass fraud a record in the history of the UK Mass breaking of the law a PM fined for breaking the law he set And an ignorant government who ignores trade and international treaties they signed And you Tories have the cheek to say anything about breaking the law or budgets or sum anyones personal views and let's not forget you Tories are the party of taxation with regular hikes so don't assume anything until you can get your own house in order Moan about personal attacks (even though its actually a point I made when I asked how much more you'd pay to fund a universal credit rise you disappeared) before launching into some word scrabble copy and paste personal attacks If you have proof of fraud contact the national audit office they havent found anything yet, your definition of fraud seems to be people you don't like doing things.
|
|
|
Post by essexstokey on May 23, 2022 13:36:18 GMT
Yet another Tory cover up they really are corrupt !!!
|
|
|
Post by essexstokey on May 23, 2022 13:40:42 GMT
Again personal attacks proves I've hit a point home How do you know I won't pay more tax its just your Tory slander yet again Its obvious you Tories and Tory mps need help with budgets given your cloud cookoo values and mismanagement of public funds you lot have done every time your not in power both in local and national government You sell of national assets on the thir cheap to your mates just so you can cut the tax for the rich While abandoning the poor to food banks and increased poverty Under the Tories we have seen record debt and that's before you pissed money up the wall on ppe etc This government has overseen mass fraud a record in the history of the UK Mass breaking of the law a PM fined for breaking the law he set And an ignorant government who ignores trade and international treaties they signed And you Tories have the cheek to say anything about breaking the law or budgets or sum anyones personal views and let's not forget you Tories are the party of taxation with regular hikes so don't assume anything until you can get your own house in order Moan about personal attacks (even though its actually a point I made when I asked how much more you'd pay to fund a universal credit rise you disappeared) before launching into some word scrabble copy and paste personal attacks If you have proof of fraud contact the national audit office they havent found anything yet, your definition of fraud seems to be people you don't like doing things. Yes they have and also the police are investigating Even the chancellor admits it in writing off the fraud in billions and counting
|
|
|
Post by oggyoggy on May 23, 2022 15:01:11 GMT
The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. Well, there we have it. You’re fucking minted and you expect poor people to fund your family’s higher education. Let’s face it, only someone earning £100k + would have the brass neck to say income is almost irrelevant. Morally bankrupt. You cannot read. No wonder you didn’t get into LSE. I don’t expect poor people to pay for my family to get a university education. I have never said that and you are unable to quote me saying that. Please read my posts more carefully. As I have said, repeatedly, I think rich people should pay more tax on unearned income and capital growth to help fund means tested grants to assist with poorer people who cannot afford tuition fees and their punishing interest on student loans. I can’t afford a house to buy. I am not minted. Someone with a house and half my income living where I live is far richer than I will ever be. Capital gets you property and covers school fees or university fees, unless you are a banker earning tons. Income is almost irrelevant, unless you are a banker. The fact I earn over £100k and still have absolutely no chance of affording to pay £10k a year for each of my three children’s tuition fees if they go to uni proves that something is very wrong with the system. A simple change to interest rates on student loans would go a long way to fixing it.
|
|
|
Post by oggyoggy on May 23, 2022 15:10:33 GMT
The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. The interest rate is rpi +3% if inflation is high the rate goes up so its 12% this year but will fall next year. What nonsense university is for the rich, the current system allows any kid to goto uni and have their fees covered and get money to live on, they only pay back once they start to earn £27k a year. I have no idea why you think you can't send your kids to uni or why you need to cover the tuition fees when that is what the student loan is for. That last paragraph is just bizarre by your own claims you are one of the highest earning yet you want someone else to pay just like essex a few pages back..... If students average £50k of student debt at uni, and have to pay 12% interest, that’s £6k of interest a year. Someone on £30k fresh out of uni can never afford the interest. The debt will just get bigger and bigger and never come down until they earn a lot more. Meanwhile, a significant part of their salary has to be spent each month to pay only the interest back. They cannot afford that. How can they try to rent somewhere to live, or raise a deposit on a home? It is an awful position to be in. So yes, my kids could take on massive debts to go to uni. But it’s not worth it under the current student loans system. Rich people, by that I mean people with savings, with spare capital, second home owners etc, can just pay for their kids at uni. Their kids can then more easily save for a deposit on a home when then graduate as they aren’t riddled with debt. The current student loan system with very high interest reduces social mobility as it makes any student with student debt in a much worse financial position than the child with rich parents. My solution would level up. So university becomes increasingly unaffordable for the poor. But I have made these points continually already and you disagree so let’s not take it further.
|
|
|
Post by prettything on May 23, 2022 15:21:06 GMT
The current system has far higher interest than in my day. So you would be paying it back for years, even with high income. You and partick obviously prefer a situation where university is reserved for the rich only. That’s your opinion. But it means poor people (and those like myself who cannot afford to cover tuition fees) lose out again, as they won’t be able to afford to go to university whereas those with rich parents can. Unless the system changes, I will never be able to afford to send my 3 kids to uni despite them being the children of two lawyers who earn well. Income is almost irrelevant compared to capital wealth these days which means there is very low social mobility. Tax is all about creating opportunities and providing services to those who need it. Wealthy people can easily afford to pay more tax. Have a look at the Sunday Times rich list. If they all had half their wealth they would still never have to think about money. Nor will their children, or their children’s children. Regardless as to whether or not the future generations choose to work. The interest rate is rpi +3% if inflation is high the rate goes up so its 12% this year but will fall next year. What nonsense university is for the rich, the current system allows any kid to goto uni and have their fees covered and get money to live on, they only pay back once they start to earn £27k a year. I have no idea why you think you can't send your kids to uni or why you need to cover the tuition fees when that is what the student loan is for. That last paragraph is just bizarre by your own claims you are one of the highest earning yet you want someone else to pay just like essex a few pages back..... The current system does indeed allow any kid to go to university, question is will they be willing to be saddled with a 50k debt at the age of 21? My guess is less and less kids from a lower family earning bracket, will decide not to go down the higher education route. They will also be less inclined to pick the arts, which will then be a pursuit only the most privileged will undertake. (It’s already happened in drama schools)
|
|
|
Post by toppercorner on May 23, 2022 15:44:53 GMT
Boris the liar. Here he is, 'unaware' he was breaking any lockdown restrictions. He's lied to the public, he's lied in the Houses Of Parliament, it's being alleged (various online sources) now he's lied to the police. I hope this proves to everyone, it's always been about him, and how to get what he wants. He doesn't care about any of us, or our futures. Cheers Boris you massive wanker! You've destroyed this country more than anyone ever has in the past, for your own personal benefit. www.telegraph.co.uk/politics/2022/05/23/boris-johnson-news-partygate-sue-gray-report-windfall-tax/
|
|