|
Post by Paul Spencer on Mar 19, 2020 14:04:36 GMT
Anyone applied for a mortgage holiday? I spoke to nationwide who agreed I could have one but said they’d have to increase my interest after the holiday. Good idea to be proactive. I was assuming that the banks and building societies would just extend the length of the entire mortgage by however months there is an issue for.
|
|
|
Post by Deleted on Mar 19, 2020 14:05:52 GMT
Anyone applied for a mortgage holiday? I spoke to nationwide who agreed I could have one but said they’d have to increase my interest after the holiday. I'm with Nationwide mate. I haven't contacted them yet but I will be doing so shortly I imagine. What did they say exactly? How long of a window did they offer? Any charges? And what was the interest increase?
|
|
|
Post by Deleted on Mar 19, 2020 14:16:00 GMT
Serious question (and apologies if already discussed) - does anyone have any sensible tips for working from home. I’m only 4 days in and I’m going stir- crazy. Any tips on routine etc gratefully accepted, otherwise invest heavily in Divorce Law firms cause I think this will be the next pandemic! Shower and get dressed like you would if you are going into the office. Take a lunch break and leave the house even if it’s for a walk to the shop and back to get milk. Take yourself away from everyone else in the house and don’t let them just come and go as they please, however big or small it’s your office. Once you get into it you’ll find you can get a lot more done, maybe it’s because I’m a miserable prick but I don’t miss the bollocks about who got kicked out of Love Island or The Voice or whatever at the water cooler........
|
|
|
Post by somersetstokie on Mar 19, 2020 14:20:01 GMT
Loads of contrasts and conflicts in play. Yes lots of "acts of kindness" and consideration but money is going to be ultimately a huge factor in things, especially where peoples income is cut back or suspended. My complaint is about Supermarkets cashing in. First they have a huge peak in cashflow income as people panic buy. Secondly although a major destination for the populace every day they don't seem to have been targeted for any form of restriction or control as they are an essential service. Where they have "sold out," such as Toilet Rolls, they have only been replaced on the shelves with the most expensive available stock, so that is what you are forced to buy or go without, and hence a secondary windfall for the supermarket. Whether that is the realuty of the situation or supermarkets are selling their top price products while they see an opportunity, is hard to say.
But, it all comes down to money.
|
|
|
Post by neworleanstokie on Mar 19, 2020 14:20:38 GMT
Set up a dedicated area, preferably away from external noise. Put the radio on for company. Don't feel as though you have to answer every email straight away, or take every phone call. It might be inconvenient to answer a call - call them back. Keep a routine, get up, get dressed, try to keep discipline - you'll have a better mind-set. Call your colleagues for chats to share experiences or for support. If you need to go out for family stuff, do so, the hours balance out. Take regular breaks - helps with concentration. Getting out for a change of atmosphere or scenery is also a great idea. If there is background noise (kids, dogs barking) during conference calls or when you're on the phone, don't worry about it - it's unavoidable. Use the mute button. Ask for help if you need it - you are not working alone, merely in a different location. Get the DIY backlog done. This is sound advice. I have worked from home many times in a variety of jobs and the one thing I always kept clear in my head: Don't feel guilty about taking regular breaks, or even taking an hour or two to do something non-work related. You soon make up the time...and more A good routine and structure can also be very flexible. Stay safe, stay sane...wash your hands I've worked from home for 20+ years. All good advise above. Some other ideas: Try to have a separate work area - spare room is ideal Get very comfortable - twin monitors, headset and proper office chair Set boundaries with the family - tell then in the am when you break for lunch and end of day I prefer calm music on low in the background Get a land line if possible turn your screens off at the end of the day and then go outside if possible for some fresh air/excercise I manage a team of 7 across the US and we are all doing the same best of luck!
|
|
|
Post by rawli on Mar 19, 2020 14:28:06 GMT
Only been to one major supermarket in the last couple of weeks and were the usual folk queueing up with toilet rolls, pasta etc despite notices saying to think of others. To be fair was only a dozen or so people My nearest is a Spar and not far away a Tesco Express, simply hasn't been any shortages of anything in any of them or any panic buying. We are a bit more rural here I guess but people do react to what they read, plenty on here with a the answers of course and what horrors to expect which all adds to this panic buying and kind of behaviour we're seeing and calling for sanctions which they have no knowledge of or thoughts for the consequences. One nicer story to report.......when I went to the supermarket this morning (to get some essentials) there was a lady outside busy disinfecting all the trolley handles for customers. she was not working for the supermarket in any capacity, just exhibiting a random act of kindness and using her time contributing towards something that is supportive of all, and not expecting anything in return, only common courtesy. It really set a good tone I thought. Or she was a psychopath infecting every trolley.
|
|
|
Post by rawli on Mar 19, 2020 14:30:29 GMT
This is sound advice. I have worked from home many times in a variety of jobs and the one thing I always kept clear in my head: Don't feel guilty about taking regular breaks, or even taking an hour or two to do something non-work related. You soon make up the time...and more A good routine and structure can also be very flexible. Stay safe, stay sane...wash your hands I've worked from home for 20+ years. All good advise above. Some other ideas: Try to have a separate work area - spare room is ideal Get very comfortable - twin monitors, headset and proper office chair Set boundaries with the family - tell then in the am when you break for lunch and end of day I prefer calm music on low in the background Get a land line if possible turn your screens off at the end of the day and then go outside if possible for some fresh air/excercise I manage a team of 7 across the US and we are all doing the same best of luck! Links to hard-core pornographic images, sites or videos will be removed and the originator banned from using this forum.
oatcakefanzine.proboards.com/thread/277068/message-board-rules
ADMIN
|
|
|
Post by sheikhmomo on Mar 19, 2020 14:37:04 GMT
It's the lead story on all the major news outlets and matters to some people who face losing everything you dolt. Aye up Mo where do you think this "virus" originated from in the PRC an illegal "wet market" or from a laboratory ? conflicting opinions it seems, we need to nail down this source and eradicate it plus bring those to blame to justice. I genuinely don't have the slightest idea.
|
|
|
Post by ashtonstokie on Mar 19, 2020 14:42:58 GMT
I'm currently in Varadero in Cuba but we are not due to fly back till Tuesday. The hotel is like a ghost town but we do feel a bit disconnected while out here. Anyone who's been keeping up with events can tell me if we're gonna be able to get home because we are flying via Amsterdam. Did you find any Stoke Bars in Varadero? I've not seen many sports bars in general mate.
|
|
|
Post by bathstoke on Mar 19, 2020 14:46:30 GMT
It's the Meir enough said just joking I was brought up in the Meir great people but a little feisty. Mate of mine has just seen a fully grown man batter a teenager in Tesco's in Baguley, South Manchester. Also fiesty people. It's where some bloke punched a 5 day old baby in the head a couple of years back Had to step in & tell a builder to stop threatening to drop a woman with mental health issues onto her @&se, just because she looked at him. folk are getting tetchy. Government have already said the can’t stop people getting in/out of London & them County Lines aren’t going to run themselves... bet that bloke beating the teenager wasn’t an ethic!?!
|
|
|
Post by Paul Spencer on Mar 19, 2020 14:50:58 GMT
|
|
|
Post by Dr Hesham on Mar 19, 2020 14:56:23 GMT
Strange behavior from the UK embassy in Kuwait
|
|
|
Post by Paul Spencer on Mar 19, 2020 14:59:02 GMT
|
|
|
Post by Deleted on Mar 19, 2020 14:59:44 GMT
Only been to one major supermarket in the last couple of weeks and were the usual folk queueing up with toilet rolls, pasta etc despite notices saying to think of others. To be fair was only a dozen or so people My nearest is a Spar and not far away a Tesco Express, simply hasn't been any shortages of anything in any of them or any panic buying. We are a bit more rural here I guess but people do react to what they read, plenty on here with a the answers of course and what horrors to expect which all adds to this panic buying and kind of behaviour we're seeing and calling for sanctions which they have no knowledge of or thoughts for the consequences. One nicer story to report.......when I went to the supermarket this morning (to get some essentials) there was a lady outside busy disinfecting all the trolley handles for customers. she was not working for the supermarket in any capacity, just exhibiting a random act of kindness and using her time contributing towards something that is supportive of all, and not expecting anything in return, only common courtesy. It really set a good tone I thought. I refuse to believe anyone could be that kind. She was for sure rubbing her adulterous husband’s hankies on those handles.
|
|
|
Post by musik on Mar 19, 2020 15:04:50 GMT
Or she was a psychopath infecting every trolley. Which reminds me of when I had a hernia, a dislocated disc in my lower back and was in extreme pain (and I can't take any medicine, like pain killers, caused by a non existing drug metabolism). And there was this crazy rather old lady who deliberately on purpose drove her trolley as hard as she could behind me straight on my heels and backside. Over and over again, lurking behind the shelves, when she saw me with the handicap. Saluted each time with an evil laughter. I was sweating like hell! For her own sake, I wish I never bump into her again.
|
|
|
Post by LL Cool Dave on Mar 19, 2020 15:13:42 GMT
Interest rates reduced to 0.1% 0, the lowest it can go.
|
|
|
Post by CBUFAWKIPWH on Mar 19, 2020 15:17:55 GMT
It's the lead story on all the major news outlets and matters to some people who face losing everything you dolt. Aye up Mo where do you think this "virus" originated from in the PRC an illegal "wet market" or from a laboratory ? conflicting opinions it seems, we need to nail down this source and eradicate it plus bring those to blame to justice. So you want S-o-T to get the nickname "Bat Jailers" and wrestle the crown of most stupid population from the "Monkey Hangers" of Hartlepool? Classic.
|
|
|
Post by Dr Hesham on Mar 19, 2020 15:23:07 GMT
Interest rates reduced to 0.1% 0, the lowest it can go. Sterling pounds used to be between 20 to 21 Egyptian pounds, today it is 18.4
|
|
|
Post by Seymour Beaver on Mar 19, 2020 15:23:55 GMT
Interest rates reduced to 0.1% 0, the lowest it can go. Is it? Thought they could go negative as in other countries from time to time. Though happy to be corrected if there is some rule that can't happen in the UK.
|
|
|
Post by crapslinger on Mar 19, 2020 15:31:52 GMT
Aye up Mo where do you think this "virus" originated from in the PRC an illegal "wet market" or from a laboratory ? conflicting opinions it seems, we need to nail down this source and eradicate it plus bring those to blame to justice. So you want S-o-T to get the nickname "Bat Jailers" and wrestle the crown of most stupid population from the "Monkey Hangers" of Hartlepool? Classic. We as the rest of the World not S-o-T yer daft cock , if this "virus" has occurred due to illegal activity and the communist regime is found to be complicit in not preventing it they will have one hell of a compensation bill, strange how many of these "pandemics" originate from China or do we call it Asia Commieonavirus.
|
|
|
Post by LL Cool Dave on Mar 19, 2020 15:34:50 GMT
Interest rates reduced to 0.1% 0, the lowest it can go. Is it? Thought they could go negative as in other countries from time to time. Though happy to be corrected if there is some rule that can't happen in the UK. Apologies, the lowest it can 'feasibly' go.
|
|
|
Post by Seymour Beaver on Mar 19, 2020 15:38:24 GMT
To be fair Paul you can have underlying conditions and not know. A guy who used to work for me - on the face of it healthy, fit, ate well, didn't smoke rarely drank, hill walker, yoga etc etc dropped dead at work. Turned out he had an undiagnosed heart condition neither he nor his family knew anything about. They only found out because they did a PM. I doubt they'll be doing PM's on anyone unfortunate enough to succumb to Covid 19. Nonetheless tragic as you say.
|
|
|
Post by spitthedog on Mar 19, 2020 15:39:30 GMT
One nicer story to report.......when I went to the supermarket this morning (to get some essentials) there was a lady outside busy disinfecting all the trolley handles for customers. she was not working for the supermarket in any capacity, just exhibiting a random act of kindness and using her time contributing towards something that is supportive of all, and not expecting anything in return, only common courtesy. It really set a good tone I thought. Or she was a psychopath infecting every trolley. I'm resisting the idea of her and everybody else being a psychopath for the sake of my own mental health. Hope and some faith is also important.
|
|
|
Post by spitthedog on Mar 19, 2020 15:41:31 GMT
To be fair Paul you can have underlying conditions and not know. A guy who used to work for me - on the face of it healthy, fit, ate well, didn't smoke rarely drank, hill walker, yoga etc etc dropped dead at work. Turned out he had an undiagnosed heart condition neither he nor his family knew anything about. They only found out because they did a PM. I doubt they'll be doing PM's on anyone unfortunate enough to succumb to Covid 19. Nonetheless tragic as you say. I think most of our adult population will have underlying health conditions tbh.
|
|
|
Post by raythesailor on Mar 19, 2020 15:43:22 GMT
Interest rates reduced to 0.1% 0, the lowest it can go. Is it? Thought they could go negative as in other countries from time to time. Though happy to be corrected if there is some rule that can't happen in the UK. If it were to go negative there would be a massive run on Banks and Build Soc’s. You may as well draw your money out and keep in a biscuit tin under the bed, than pay them to electronically look after it. The repercussions would be unimaginable.
|
|
|
Post by georgieboy52 on Mar 19, 2020 15:47:25 GMT
Is it? Thought they could go negative as in other countries from time to time. Though happy to be corrected if there is some rule that can't happen in the UK. If it were to go negative there would be a massive run on Banks and Build Soc’s. You may as well draw your money out and keep in a biscuit tin under the bed, than pay them to electronically look after it. The repercussions would be unimaginable. Its bound to be negative in a "biscuit tin" also is it not ?
|
|
|
Post by RipRoaringPotter on Mar 19, 2020 15:55:56 GMT
Is it? Thought they could go negative as in other countries from time to time. Though happy to be corrected if there is some rule that can't happen in the UK. If it were to go negative there would be a massive run on Banks and Build Soc’s. You may as well draw your money out and keep in a biscuit tin under the bed, than pay them to electronically look after it. The repercussions would be unimaginable. Japan and Switzerland both have negative interest rates apparently: www.global-rates.com/interest-rates/central-banks/central-banks.aspx
|
|
|
Post by str8outtahampton on Mar 19, 2020 15:59:17 GMT
The Dunkirk spirit that's currently engulfing us reminds me of stories my dad used to tell when he was a child in the war. One in particular went something like this: "Our street had a communal air raid shelter. So when the siren sounded, the whole community would gather. I well remember my father reassuring the assembled children, telling them that the only bomb you needed to worry was the one with your name on it. That came as a bit of a surprise to our next door neighbours, Albert and Marjorie Doodlebug".
|
|
|
Post by berahinosgoals on Mar 19, 2020 16:06:06 GMT
Just driven past staffs uni, there must have been easily 300 people tightly grouped as good in hand in hand moving from one building to another
|
|
|
Post by Gods on Mar 19, 2020 16:07:23 GMT
Prince Albert of Monaco has gone down with a splash of the virus too.
Where did we get to with herd immunity?
Do 80% of us still need to catch it in the end? In a managed kind of a way of course.
|
|