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Post by tigger68 on Jan 14, 2009 19:26:56 GMT
the lads just passed his test and bought a vauxhall corsa...1.2 gone to insure it....1800 sponners  anyone know if he can get it any cheaper,been on that confused.com jesus even dearer....he's 18 btw...may aswell get a fareday......  |
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Post by LL Cool Dave on Jan 14, 2009 19:40:12 GMT
Not much you can do about it to be honest, thats just the rates.
Have you looked at the pass plus?, this can be the equivalent discount of about a years no claims bonus with some companies.
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Post by tigger68 on Jan 14, 2009 19:42:20 GMT
yes we did dave.....bout 100 quid a difference so not worth the hassle really....he is gutted but same as you say the going rate really....
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Post by swampySCFC on Jan 14, 2009 20:06:57 GMT
Use your initiative you tosser, get down the dole office and see if there are any grants  |
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Post by tigger68 on Jan 14, 2009 20:09:53 GMT
ha ha swampy........
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Post by onmebonce on Jan 14, 2009 20:12:11 GMT
insure car in your name and put him on as second driver
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Post by tigger68 on Jan 14, 2009 20:16:35 GMT
thought of that onmebonce...when he's on with a provisional its 440 quid when he on with a full licence its 1600 quid....plus next year he still won't have a years no claims,so it cancels itself out anyway......
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Post by swampySCFC on Jan 14, 2009 20:18:14 GMT
insure car in your name and put him on as second driver Seriously thats a good suggestion. Thats what I did 30 odd years ago till I was a bit older and could afford to go it on my own. because I was older the premiums weren't ridiculous |
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Post by LL Cool Dave on Jan 14, 2009 20:18:19 GMT
Thats called 'Fronting', and wont really get you anywhere as the policy is always rated on the highest risk driver, plus the kid wont build up any no claims bonus in his own name.
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Post by LL Cool Dave on Jan 14, 2009 20:19:21 GMT
insure car in your name and put him on as second driver Seriously thats a good suggestion. Thats what I did 30 odd years ago till I was a bit older and could afford to go it on my own. because I was older the premiums weren't ridiculous things have changed slightly in 30 years. |
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Post by sweetandinnocent on Jan 14, 2009 21:01:08 GMT
i used to be a motor insurance clerk a few years ago mate, corsa's are the best/cheapest cars to insure, have you tried TPFT or TPO? try TPO as not many will insure a young driver for Comp. the more people willing to quote you the better,, you'll find more will quote on TPO. If you and your mrs both have a licence it may be worthwhile registering your sons motor in either yours or her name, (whichever of you does'nt have a car), as long as the proposed policy holder (you or the mrs) doesnt have or are a named driver on another car - you can then claim that your son is just a casual driver who will drive at weekends and the registerd keeper and owner of the motor is actually the main driver you or your mrs, the thing is if the intended policy holder(you or the mrs) own their own motor or are a named driver on another car in the household, then the insurance company will say that your son is the main driver as the policyholder has use of another car - in that instance the price will stay the same. have your son as just the casual/additional driver. mileage also makes a difference to mate. i just say i do 8000 on mine. any questions about motor insurance PM me mate  only problem is he won't build up any no claims bonus. car insurance automattically goes down after 25 though. Motor insurance is a rip-off but there are ways of making it cheaper |
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Post by tigger68 on Jan 14, 2009 21:05:30 GMT
fullers thanks mate...........
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Post by muckakev on Jan 14, 2009 21:10:06 GMT
tigger, have you tried www.ecarinsurance.co.uk I have just insured my lad on a 1.2 clio and he got a quote of £1340.00 he is 19 years old |
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Post by french toast on Jan 14, 2009 21:11:14 GMT
and try norwich union 2
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Post by sweetandinnocent on Jan 14, 2009 21:12:11 GMT
tigger68 - just edited the above post mate, no worries
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Post by twisty on Jan 14, 2009 21:20:30 GMT
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Post by mumf14 on Jan 14, 2009 21:32:44 GMT
Endsleigh and Tesco are very competitive for young drivers under 21.
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Post by andy456 on Jan 14, 2009 21:47:07 GMT
the lads just passed his test and bought a vauxhall corsa...1.2 gone to insure it....1800 sponners anyone know if he can get it any cheaper,been on that confused.com jesus even dearer....he's 18 btw...may aswell get a fareday...... Try tesco value insurance mate, i found that the cheapest in my first year with a corsa!!! |
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Post by salopstick on Jan 14, 2009 22:04:53 GMT
hastings was cheap for me when i was 19
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Post by monkeycat on Jan 14, 2009 22:05:32 GMT
the lads just passed his test and bought a vauxhall corsa...1.2 gone to insure it....1800 sponners anyone know if he can get it any cheaper,been on that confused.com jesus even dearer....he's 18 btw...may aswell get a fareday...... send a PM to lordb, he does car insurance |
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Post by twisty on Jan 14, 2009 22:12:12 GMT
I also work in insurance.
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Flip
Academy Starlet
Posts: 132
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Post by Flip on Jan 14, 2009 22:17:10 GMT
direct line, enables named drivers to earn there own no claims discounts. I think its only applicable if you continue to insure with them but it may be useful later on down the line if you do insure with them. They we're by far the cheapest for me when i was looking for insurance last year. They also offer the multi car so you may be able to later add your own car to the policy and make a small saving when yours is due aswel
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Post by tigger68 on Jan 14, 2009 22:17:26 GMT
twisty tried bell mate over 2 and a half grand mate......
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Post by daverichards on Jan 14, 2009 22:23:59 GMT
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Post by andy456 on Jan 15, 2009 0:54:23 GMT
Are you a gayboy driving a car like that Ilford lol  seriously tho its the best thing to do for the first year or 2 and then go for something else if you want to |
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Post by A-teen_six_T3 on Jan 15, 2009 2:12:16 GMT
churchill, very good with me, and it didn't go up much at all, when I claimed after around a month
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Post by markscfc72 on Jan 15, 2009 8:22:33 GMT
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Post by Brick-Top on Jan 15, 2009 12:31:15 GMT
Direct Line, named driver earns his/her own no claims i'm on my dads for my 1.2 punto ('im 18 and passed august time) costs me about £800 and as i said, i earn my own no claims |
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Post by stokie1990 on Jan 15, 2009 18:20:15 GMT
quinn direct
im 18 only got a provisional licence
got a corsa 1.4
£785, 3rd party fire & theft, windscreen cover and legal cover
these are the cheapest by far for young drivers
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Post by Northy on Jan 15, 2009 19:59:20 GMT
jeez, my lads just started lessons, should have had the snip before |
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anyone know if he can get it any cheaper,been on that confused.com jesus even dearer....he's 18 btw...may aswell get a fareday...... 
