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Post by partickpotter on May 24, 2022 17:47:03 GMT
Well, there we have it. You’re fucking minted and you expect poor people to fund your family’s higher education. Let’s face it, only someone earning £100k + would have the brass neck to say income is almost irrelevant. Morally bankrupt. www.dailymail.co.uk/news/article-9753557/amp/Almost-10-billion-paid-student-loans-2020-written-off.htmlSo under your preferred system (the current arrangement), the tax payer (including poor people) pay student debt. Under my system, the richest would contribute much more towards student debt, leaving less for poorer tax payers to pay. If I am morally bankrupt for wanting the rich to pick up more of the bill than the poor, what are you for wanting the opposite? Your logic for objecting to my reasoning to changing the student loan system has been blown out of the water. Your logic is ludicrous. You’re among the top 1% of earners in the UK and you expect folk like my brother , an HGV driver, or my neighbour, a porter in the NHS, to fund your children’s further education which will, no doubt give them a job paying a huge salary like you enjoy. Or rather, should enjoy. You are fucking cuckoo.
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Post by thehartshillbadger on May 24, 2022 17:48:32 GMT
www.dailymail.co.uk/news/article-9753557/amp/Almost-10-billion-paid-student-loans-2020-written-off.htmlSo under your preferred system (the current arrangement), the tax payer (including poor people) pay student debt. Under my system, the richest would contribute much more towards student debt, leaving less for poorer tax payers to pay. If I am morally bankrupt for wanting the rich to pick up more of the bill than the poor, what are you for wanting the opposite? Your logic for objecting to my reasoning to changing the student loan system has been blown out of the water. Your logic is ludicrous. You’re among the top 1% of earners in the UK and you expect folk like my brother , an HGV driver, or my neighbour, a porter in the NHS, to fund your children’s further education which will, no doubt give them a job paying a huge salary like you enjoy. Or rather, should enjoy. You are fucking cuckoo. Yep totally senseless talk
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Post by oggyoggy on May 24, 2022 18:08:50 GMT
www.dailymail.co.uk/news/article-9753557/amp/Almost-10-billion-paid-student-loans-2020-written-off.htmlSo under your preferred system (the current arrangement), the tax payer (including poor people) pay student debt. Under my system, the richest would contribute much more towards student debt, leaving less for poorer tax payers to pay. If I am morally bankrupt for wanting the rich to pick up more of the bill than the poor, what are you for wanting the opposite? Your logic for objecting to my reasoning to changing the student loan system has been blown out of the water. Your logic is ludicrous. You’re among the top 1% of earners in the UK and you expect folk like my brother , an HGV driver, or my neighbour, a porter in the NHS, to fund your children’s further education which will, no doubt give them a job paying a huge salary like you enjoy. Or rather, should enjoy. You are fucking cuckoo. No, i want dividends and property income to be taxed the same as earned income, and CGT rates to be higher to subsidise poorer people’s tuition fees. Currently, you brother and your neighbour pay for the written off student debt (£10bn just from student loans paid out last year according to that article, and that’s before punishing inflation linked interest rates). I want people who own multiple properties and have buy to let income to pay. I want major shareholders of the oil and gas companies to pay. You want nurses and teachers and delivery drivers to pay, which is what currently happens.
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Post by essexstokey on May 24, 2022 18:10:40 GMT
wine time friday every friday 4 pm throughout lockdown
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Post by Rednwhitenblue on May 24, 2022 18:16:52 GMT
Interesting that Tom Tugendhat has stuck his head above the parapet.
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Post by partickpotter on May 24, 2022 18:32:41 GMT
Your logic is ludicrous. You’re among the top 1% of earners in the UK and you expect folk like my brother , an HGV driver, or my neighbour, a porter in the NHS, to fund your children’s further education which will, no doubt give them a job paying a huge salary like you enjoy. Or rather, should enjoy. You are fucking cuckoo. No, i want dividends and property income to be taxed the same as earned income, and CGT rates to be higher to subsidise poorer people’s tuition fees. Currently, you brother and your neighbour pay for the written off student debt (£10bn just from student loans paid out last year according to that article, and that’s before punishing inflation linked interest rates). I want people who own multiple properties and have buy to let income to pay. I want major shareholders of the oil and gas companies to pay. You want nurses and teachers and delivery drivers to pay, which is what currently happens. You want your cake and eat it.
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Post by elystokie on May 24, 2022 18:46:51 GMT
No doubt announced just after or before the Sue Gray report🙄corrupt bastards Seems cheap dog whistles are a thing of the past lol
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Post by crouchpotato1 on May 24, 2022 19:45:10 GMT
Surprise surprise
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Post by essexstokey on May 24, 2022 19:47:47 GMT
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Post by foster on May 24, 2022 19:53:19 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket.
I had to take 3 loans and do it myself.
No complaints.
System is okay as it is imo. If you don't earn enough you don't pay back.
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Post by essexstokey on May 24, 2022 19:53:27 GMT
It only gets worse: No 10 staff pulled all nighters and left chaos after parties link
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Post by toppercorner on May 24, 2022 19:56:40 GMT
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Post by crouchpotato1 on May 24, 2022 20:00:35 GMT
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Post by toppercorner on May 24, 2022 20:04:29 GMT
laughing at us all the time.
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Post by followyoudown on May 24, 2022 20:05:25 GMT
No, i want dividends and property income to be taxed the same as earned income, and CGT rates to be higher to subsidise poorer people’s tuition fees. Currently, you brother and your neighbour pay for the written off student debt (£10bn just from student loans paid out last year according to that article, and that’s before punishing inflation linked interest rates). I want people who own multiple properties and have buy to let income to pay. I want major shareholders of the oil and gas companies to pay. You want nurses and teachers and delivery drivers to pay, which is what currently happens. You want your cake and eat it. He wants someone else to buy him a cake to eat.
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Post by followyoudown on May 24, 2022 20:06:31 GMT
So civil servants and spads again......
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Post by oggyoggy on May 24, 2022 20:09:04 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket. I had to take 3 loans and do it myself. No complaints. System is okay as it is imo. If you don't earn enough you don't pay back. Did you pay 12% interest on the loans? Was the debt £50k? That’s what students face today.
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Post by followyoudown on May 24, 2022 20:11:36 GMT
They are irrelevant even on your proposed 3% above base only those earning more than £46k start to reduce their loan balance, 40% approx of people dont ever fully repay the loans. There will not be a going back to free university for all that would require a major increase in taxation for everyone, any other changes would require some sort of means testing the cut off would be well below your claimed earnings. Paying a debt for 30 years from your monthly net salary is not irrelevant. The fact it then gets written off highlights the ridiculousness of the current system. Who pays for that written off debt? The tax payer! www.dailymail.co.uk/news/article-9753557/amp/Almost-10-billion-paid-student-loans-2020-written-off.htmlSo that completely undermines Partick’s argument that poor tax payers should contribute towards student debts. They already do! In my system, the richest people would contribute more. Changing the interest rate and means testing to subsidise poorer students would be good for society. It would benefit me in my situation because then any student debt my children have would incur less interest and could be repaid. It should be irrelevant otherwise you have made a bad choice on your course..... Yes lots of people never pay back completely or at all, plot twist the previous system no one paid back so the taxpayer paid it all.
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Post by Gob Bluth on May 24, 2022 20:14:19 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket. I had to take 3 loans and do it myself. No complaints. System is okay as it is imo. If you don't earn enough you don't pay back. This is a great achievement and I know I’m at risk of conflating two issues but if you’re a home owner I think it’s unlikely you had to borrow 4-5 times your earnings. When getting a mortgage all debts are taken into consideration and buying a house for young people is becoming so hard, to the point it feels unfair compared to previous setups. It was only 15 years ago you only had to borrow 2-2.5 your earnings and pay under 10k albeit a definite payment. If I had the choice I’d pay the 10k rather than take on the liability for nearly 30k.
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Post by Rednwhitenblue on May 24, 2022 20:37:43 GMT
Was the party where Johnson was present but not fined, while others present were fined, the one where Catherine West asked him in parliament if he was there and he told parliament "No".
If so, that'll be why he's not got another fine. If he had been fined, he will have obviously misled parliament. Normally a resigning matter but you never know with this guy.
The pertinent point however is that there must've been some collusion between the Met and No 10, so that every specific event he has denied took place to parliament he hasn't received a fine for.
Very whiffy.
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Post by foster on May 24, 2022 20:41:07 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket. I had to take 3 loans and do it myself. No complaints. System is okay as it is imo. If you don't earn enough you don't pay back. This is a great achievement and I know I’m at risk of conflating two issues but if you’re a home owner I think it’s unlikely you had to borrow 4-5 times your earnings. When getting a mortgage all debts are taken into consideration and buying a house for young people is becoming so hard, to the point it feels unfair compared to previous setups. It was only 15 years ago you only had to borrow 2-2.5 your earnings and pay under 10k albeit a definite payment. If I had the choice I’d pay the 10k rather than take on the liability for nearly 30k. I'm not a home owner. I wish I was, but just not financially possible. I hate renting, but I have no choice.
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Post by thewonderstuff on May 24, 2022 20:52:04 GMT
Was the party where Johnson was present but not fined, while others present were fined, the one where Catherine West asked him in parliament if he was there and he told parliament "No". If so, that'll be why he's not got another fine. If he had been fined, he will have obviously misled parliament. Normally a resigning matter but you never know with this guy. The pertinent point however is that there must've been some collusion between the Met and No 10, so that every specific event he has denied took place to parliament he hasn't received a fine for. Very whiffy. More than 'whiffy' mate. It is out and out corruption. In April many if the investigations hadn't even started. Yet he was 'assured' over 6 weeks ago. Hopefully these questions get answered but with that morally bankrupt clown and that abysmal crooked Police force, I wouldn't recommend anyone holding their breath for the answers.
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Post by foghornsgleghorn on May 24, 2022 21:07:34 GMT
So civil servants and spads again...... From the Panorama feature on the Beeb: But all three point to the culture set by the prime minister himself, suggesting he "wanted to be liked" and for staff to be able to "let their hair down". One suggests they felt like they had the prime minister's permission to socialise even it meant breaking the rules because "he was there." "He may have just been popping through on the way to his flat because that's what would happen," they add. "You know, he wasn't there saying this shouldn't be happening. "He wasn't saying, 'Can everyone break up and go home? Can everyone socially distance? Can everyone put masks on?' "No, he wasn't telling anybody that. He was grabbing a glass for himself."Johnson made the rules . Johnson broke the rules. Johnson did nothing to stop blatant rule breaking in Downing St and people felt that he was at least condoning, if not even encouraging it, thereby increasing the chances of covid spreading - covid that people were dying from. Covid that required the 'rules' that millions were following in good faith, with the loneliness or mental health issues that brought for many. Rules that have meant record waiting lists for other health issues and threw the economy into such imbalance that we now have the cost of living crisis. Boris Johnson, a person who earlier that year had needed oxygen for covid treatment. If Johnson had a shred of decency he would resign, but then some people still think he is fit to be PM. It's a strange world .
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Post by bayernoatcake on May 24, 2022 21:17:10 GMT
So I’m Afghan we saved those fucking animals instead of saving people. Absolute madness.
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Post by Huddysleftfoot on May 24, 2022 22:25:24 GMT
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Post by tommycarlsberg on May 24, 2022 22:30:24 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket. I had to take 3 loans and do it myself. No complaints. System is okay as it is imo. If you don't earn enough you don't pay back. You pay a fucking fortune as soon as you go over the very small threshold. It’s crippling for people who can’t afford lower paid jobs in the bigger cities. 23k -28k p/a brackets. I’m talking about the sort of entry level jobs that lead to better paid jobs. If parents can’t afford to subside you this day and age you’re on your arse, or just have no social life.
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Post by bayernoatcake on May 24, 2022 22:43:51 GMT
I went to uni.... parents didn't support me even though they had the means and were in right bracket. I had to take 3 loans and do it myself. No complaints. System is okay as it is imo. If you don't earn enough you don't pay back. Did you pay 12% interest on the loans? Was the debt £50k? That’s what students face today. It’s not really debt though is it.
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Post by Gob Bluth on May 24, 2022 22:52:10 GMT
This is a great achievement and I know I’m at risk of conflating two issues but if you’re a home owner I think it’s unlikely you had to borrow 4-5 times your earnings. When getting a mortgage all debts are taken into consideration and buying a house for young people is becoming so hard, to the point it feels unfair compared to previous setups. It was only 15 years ago you only had to borrow 2-2.5 your earnings and pay under 10k albeit a definite payment. If I had the choice I’d pay the 10k rather than take on the liability for nearly 30k. I'm not a home owner. I wish I was, but just not financially possible. I hate renting, but I have no choice. Is this not a case for reducing tuition fees? Do you think if your tuition fees were less you would have been able to buy somewhere? I don’t want to end all tuition fees but I’m definitely in the camp of people who want to buy a home and have a stable job should be able to. Again I know I might be mixing issues up.
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Post by bayernoatcake on May 24, 2022 23:12:34 GMT
I'm not a home owner. I wish I was, but just not financially possible. I hate renting, but I have no choice. Is this not a case for reducing tuition fees? Do you think if your tuition fees were less you would have been able to buy somewhere? I don’t want to end all tuition fees but I’m definitely in the camp of people who want to buy a home and have a stable job should be able to. Again I know I might be mixing issues up. Re your comment all debts are taken into consideration. Student loans aren’t. I know Foster said he took loans out but doesn’t the fact a student loan isn’t taken into account make it almost null and void when it comes to buying a home?
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Post by essexstokey on May 24, 2022 23:13:46 GMT
Did you pay 12% interest on the loans? Was the debt £50k? That’s what students face today. It’s not really debt though is it. There is another factor here that's not been brought in not only is there student loan debt but if I remember right banks let students build up high overdrafts too
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