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Post by drjeffsdiscobarge on Jul 19, 2017 13:10:52 GMT
When i went out to lunch I was due to collect my State pension at the age of 67... I get back and find out its now 68!
What an expensive lunch break that was!
Cheers you Tory c***s.
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Post by lawrieleslie on Jul 19, 2017 14:43:52 GMT
Well as a consolation you've been given 22 years notice. Spare a thought for an estimated 2.5m women who were given 6 years notice of a five year increase in pension age and some less than two tears notice of an increase when Osbourne changed the goalposts in 2011. I'm due state pension in March 2018, had I been three weeks younger I would have had to wait another year. Thanks Mum and Dad.
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Post by Deleted on Jul 19, 2017 15:12:38 GMT
Do you think there will be anything left in the pot to pay pensions with when you retire?
I was hoping to auction parts off for scientific research.
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Post by essexstokey on Jul 19, 2017 15:50:36 GMT
Do you think there will be anything left in the pot to pay pensions with when you retire? I was hoping to auction parts off for scientific research. Well if the conservatives can find money for the DUP and other bribes from the money tree who knows!! The conservatives cutting life expectancy raising retirement age they want us all to drop dead at work so they pay nothing while the rich get richer and the poor drop dead!! The tory workhouses here we come!! |
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Post by drjeffsdiscobarge on Jul 19, 2017 16:43:46 GMT
Do you think there will be anything left in the pot to pay pensions with when you retire? I was hoping to auction parts off for scientific research. To be honest mate, i wasnt confident of making 65. 67 was always gonna be a real push. But 68 i havent got a cat in hells chance of making! :-) All those years of NIC payments down the pan!!! |
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Post by Gods on Jul 19, 2017 16:55:50 GMT
When i went out to lunch I was due to collect my State pension at the age of 67... I get back and find out its now 68! What an expensive lunch break that was! Cheers you Tory c***s. I hate to spread any further doom and gloom but I wouldn't even give the '68' number a second thought, it will go up again at least 3 more times before you get there! They have 22 years in which to do it! |
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Post by drjeffsdiscobarge on Jul 19, 2017 16:56:46 GMT
When i went out to lunch I was due to collect my State pension at the age of 67... I get back and find out its now 68! What an expensive lunch break that was! Cheers you Tory c***s. I hate to spread any further doom and gloom but I wouldn't even give the '68' number a second thought, it will go up again at least 3 more times before you get there! I know mate but like i said, ive written my money off now! :-) |
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Post by henry on Jul 19, 2017 17:02:37 GMT
Fucking wankers.
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Post by Deleted on Jul 19, 2017 17:28:16 GMT
Do you think there will be anything left in the pot to pay pensions with when you retire? I was hoping to auction parts off for scientific research. Well if the conservatives can find money for the DUP and other bribes from the money tree who knows!! The conservatives cutting life expectancy raising retirement age they want us all to drop dead at work so they pay nothing while the rich get richer and the poor drop dead!! The tory workhouses here we come!! Oh no! don't drop dead ....well not until you've sorted your funeral plan  .
Maybe they can put some cladding on the workhouses and kill two birds with one stone 
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Post by salopstick on Jul 19, 2017 20:43:07 GMT
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Post by woodstein on Jul 19, 2017 21:18:50 GMT
More like in order to pay for all the spongers who've never contributed. |
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Post by lawrieleslie on Jul 19, 2017 21:28:47 GMT
The state pension has never been sustainable since its inception in 1948 because from the start workers never built up a fund to pay for it and it has always been paid for by the current workforce. So as the pension group gets larger more money is needed from the current workforce which puts a great burden on them. If you are working then your NI contributions simply pay for the current pensions and do not build up a nest egg for you in the future.
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Post by crapslinger on Jul 19, 2017 21:44:01 GMT
More like in order to pay for all the spongers who've never contributed. As well as the people who take benefits from a system they have never contributed to, health tourists and child benefit sent to children who have never set foot in the UK the list goes on and on absolute disgrace and a massive kick in the balls for all who have lived here worked all their lives and lived within their means. |
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Post by Deleted on Jul 19, 2017 22:23:15 GMT
More like in order to pay for all the spongers who've never contributed. As well as the people who take benefits from a system they have never contributed to, health tourists and child benefit sent to children who have never set foot in the UK the list goes on and on absolute disgrace and a massive kick in the balls for all who have lived here worked all their lives and lived within their means. Yes but when brexit takes place we will all be able to retire at 50 with all the money we will not have to pay to the EU scrounging bastards 💩 |
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Post by Northy on Jul 20, 2017 6:35:46 GMT
Well as a consolation you've been given 22 years notice. Spare a thought for an estimated 2.5m women who were given 6 years notice of a five year increase in pension age and some less than two tears notice of an increase when Osbourne changed the goalposts in 2011. I'm due state pension in March 2018, had I been three weeks younger I would have had to wait another year. Thanks Mum and Dad. are you affected by this downgrading of the historical forces NI contributions being downgraded so you dont get the full state pension ? |
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Post by Northy on Jul 20, 2017 6:38:10 GMT
As well as the people who take benefits from a system they have never contributed to, health tourists and child benefit sent to children who have never set foot in the UK the list goes on and on absolute disgrace and a massive kick in the balls for all who have lived here worked all their lives and lived within their means. Yes but when brexit takes place we will all be able to retire at 50 with all the money we will not have to pay to the EU scrounging bastards 💩Unfortunately not, its the non eu migrants that are a huge drain on the welfare bill |
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Post by Northy on Jul 20, 2017 7:05:01 GMT
As well as the people who take benefits from a system they have never contributed to, health tourists and child benefit sent to children who have never set foot in the UK the list goes on and on absolute disgrace and a massive kick in the balls for all who have lived here worked all their lives and lived within their means. Yes but when brexit takes place we will all be able to retire at 50 with all the money we will not have to pay to the EU scrounging bastards 💩Unfortunately not, its the non eu migrants that are a huge drain on the welfare bill |
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Post by crapslinger on Jul 20, 2017 7:16:32 GMT
Yes but when brexit takes place we will all be able to retire at 50 with all the money we will not have to pay to the EU scrounging bastards 💩Unfortunately not, its the non eu migrants that are a huge drain on the welfare bill Another one that can not see past EU migration as the issue  , I wonder how many of those potential illegal immigrants congregating at the French ports are EU citizens ? |
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Post by Northy on Jul 20, 2017 7:30:04 GMT
Unfortunately not, its the non eu migrants that are a huge drain on the welfare bill Another one that can not see past EU migration as the issue , I wonder how many of those potential illegal immigrants congregating at the French ports are EU citizens ? There's a difference between EU migration and EU migrants though, EU migrants tend to come to work and pay taxes, they will get some state aid. EU migration seems to be a policy of Merkel letting any fooker in. |
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Post by Deleted on Jul 20, 2017 12:44:09 GMT
When i went out to lunch I was due to collect my State pension at the age of 67... I get back and find out its now 68! What an expensive lunch break that was! Cheers you Tory c***s. This is why I don't have a lunch break. |
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Post by lawrieleslie on Jul 20, 2017 18:17:50 GMT
Well as a consolation you've been given 22 years notice. Spare a thought for an estimated 2.5m women who were given 6 years notice of a five year increase in pension age and some less than two tears notice of an increase when Osbourne changed the goalposts in 2011. I'm due state pension in March 2018, had I been three weeks younger I would have had to wait another year. Thanks Mum and Dad. are you affected by this downgrading of the historical forces NI contributions being downgraded so you dont get the full state pension ? I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. |
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Post by salopstick on Jul 20, 2017 18:20:41 GMT
are you affected by this downgrading of the historical forces NI contributions being downgraded so you dont get the full state pension ? I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. I hope you don't starve |
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Post by Billybigbollox on Jul 20, 2017 18:27:48 GMT
are you affected by this downgrading of the historical forces NI contributions being downgraded so you dont get the full state pension ? I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. The same applies to me regarding the state 2nd pension. You should though have a separate pension pot that this was paid into which you can use for an annuity or drawdown. You'll also get a tax free lump sum from this pot, but not from the state pension. It seems that most public service employees were opted out in the 80's, but I can't remember ever agreeing to it or even being asked. Everyone has now been opted back in if they are still working. Enjoy a long retirement mate.  |
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Post by lawrieleslie on Jul 20, 2017 18:32:14 GMT
I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. I hope you don't starve No worries Al the Mrs sees to that. |
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Post by neworleanstokie on Jul 20, 2017 19:56:15 GMT
I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. The same applies to me regarding the state 2nd pension. You should though have a separate pension pot that this was paid into which you can use for an annuity or drawdown. You'll also get a tax free lump sum from this pot, but not from the state pension. It seems that most public service employees were opted out in the 80's, but I can't remember ever agreeing to it or even being asked. Everyone has now been opted back in if they are still working. Enjoy a long retirement mate. Full pension here in the US is $2,700/month (GBP2,100/month) at 67. I can understand how you didn't know what was happening with your pension in the UK as the access to information is non-existent other than snail mail. Amazingly here you can log into your social security account and see all your contributions and benefits. |
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Post by Billybigbollox on Jul 20, 2017 20:07:09 GMT
The same applies to me regarding the state 2nd pension. You should though have a separate pension pot that this was paid into which you can use for an annuity or drawdown. You'll also get a tax free lump sum from this pot, but not from the state pension. It seems that most public service employees were opted out in the 80's, but I can't remember ever agreeing to it or even being asked. Everyone has now been opted back in if they are still working. Enjoy a long retirement mate. Full pension here in the US is $2,700/month (GBP2,100/month) at 67. I can understand how you didn't know what was happening with your pension in the UK as the access to information is non-existent other than snail mail. Amazingly here you can log into your social security account and see all your contributions and benefits. You can here nowadays, but we are talking about changes that happened in the 1980's to just about all public employee pension contributions to the 2nd state pension. Public employees will usually receive a pension of 2/3 final year salary as well as the state pension, depending upon their contributions. |
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Post by boothenboy75 on Jul 20, 2017 20:13:55 GMT
I'm still trying to find where I can purchase a pension plan that the state provides for it's employees.
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Post by essexstokey on Jul 20, 2017 20:48:12 GMT
The Tory's plan for when you can collect your pension  |
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Post by Northy on Jul 20, 2017 20:56:15 GMT
are you affected by this downgrading of the historical forces NI contributions being downgraded so you dont get the full state pension ? I will get the full state pension of around £700 a month with this years 2.5% increase Northy. What I won't get is the second state earnings related pension which is still applicable to those who paid in because apparently I opted out in the seventies and I didn't pay enough NI to be entitled. If I had not opted out I would be on around £900 a month. I suppose as a youngster in the 70s money was better in my pocket as beer tokens than paying additional NI. Allegedly many public servants were opted out because of their own public pension schemes. The thing is you probably didnt opt out, the government changed it and opted you out. |
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Post by DunnetHeadMoonraker on Jul 20, 2017 21:44:09 GMT
Up here in Scotland the natives are concerned that this change adversely affects them.
The Herald newspaper is reporting that " Derek Mackay, the Scottish Finance Secretary, attacked the move, saying it would force millions of people to wait longer to access their state entitlement.This is particularly worrying given some parts of Scotland have low life expectancy due to historic and deeply-ingrained public health challenges,” he said."
So what are these historic and deeply ingrained public health challenges which cause a low life expectancy ? In my opinion it either a personal lifestyle of alcohol , drugs and obesity which continuess on through the generations and are serious problems in some parts of Scotland. Or it is the poverty of an economy so reliant on the generosity of the English taxpayers who subsidise them by virtue of the Barnett formula and a Scottish government obsessed with independence rather than the provision of public services and decent housing.
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, I wonder how many of those potential illegal immigrants congregating at the French ports are EU citizens ?
