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Post by SneydGreenStokie on Oct 23, 2014 20:44:16 GMT
Anyone dabbled? How did you get on?
SGS
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Post by PotteringThrough on Oct 23, 2014 20:54:31 GMT
Badly, bought a load of shares in Tesco and it's been an absolute disaster of a day.
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Post by SneydGreenStokie on Oct 23, 2014 21:09:06 GMT
Badly, bought a load of shares in Tesco and it's been an absolute disaster of a day. How does it all work? Seems complicated SGS
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Post by PotteringThrough on Oct 23, 2014 21:17:36 GMT
Apologies, I was joking given their 91% drop today.
If you are going to do it you've got to do your homework and probably take a few weeks before making a decision. Don't trust the banks either. (I know nothing about it though - that would just be my advice)
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Post by wizzardofdribble on Oct 23, 2014 21:20:31 GMT
Piece of piss mate. I use Natwestockbrokers.com... £15 a deal (buy/sell).
Get yourself a few thousand Taylor Wimpey @£1.17 sit back for a few months..then sell them.
Colt Group @ £1.24 are cheap. ..so are Arm Holdings at the minute.
Study the Footsie 100 (top 100 shares) over a period time (a few months) watch share movements. .then buy a few shares in NO MORE than 5 companies.
The more you study the market the more you'll understand how shares move over time. Everything is cyclical.
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Post by Gods on Oct 24, 2014 0:21:46 GMT
Piece of piss mate. I use Natwestockbrokers.com... £15 a deal (buy/sell). Get yourself a few thousand Taylor Wimpey @£1.17 sit back for a few months..then sell them. Colt Group @ £1.24 are cheap. ..so are Arm Holdings at the minute. Study the Footsie 100 (top 100 shares) over a period time (a few months) watch share movements. .then buy a few shares in NO MORE than 5 companies. The more you study the market the more you'll understand how shares move over time. Everything is cyclical. For those reasons I'm always amazed the city whizz kids who manage the big pension funds with literally billions of pounds in them can't do better. It's hard/impossible to find a managed fund which beats a simple stock market tracker with any regularity. I guess part of it is that there are huge restrictions on what they can and can't do and the level of risk they are allowed to take which of course any individual investor are not tied to.
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Post by britsabroad on Oct 24, 2014 1:25:34 GMT
It was my job. Still involved but not actively trading anymore.
Dont bother with individual stocks unless you've got a personal reason to want to own it. Too much risk and not enough upside for a private buyer. Buy into an index linked fund, or pick a decent strategy fund (eg American equity, UK corporate bonds etc), and be prepared to sit on it.
And never, ever take stock tips from your mates. Or the local bank 'expert'. Do your own research or pay for a real source.
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Post by dutchstokie on Oct 24, 2014 6:31:47 GMT
It was my job. Still involved but not actively trading anymore. Dont bother with individual stocks unless you've got a personal reason to want to own it. Too much risk and not enough upside for a private buyer. Buy into an index linked fund, or pick a decent strategy fund (eg American equity, UK corporate bonds etc), and be prepared to sit on it. And never, ever take stock tips from your mates. Or the local bank 'expert'. Do your own research or pay for a real source. Genuine question britsabroad....the owds but me some shares for my 18th (yonks ago) in The Wellcome Founndation (remember them..?), who I believe went onto become Smith Kline Beecham and finally GSK. They brought me GBP100 quids worth and I have a piece of paper with the details on back home in Stoke with the owds. Whats the best advice you can give me to see if they are indeed transferable and are possibly linked to todays GSK's price. Any advice would be good....(could be sitting on a nice few bob to give to the kids ) Then again could be worth nowt !!
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Post by lawrieleslie on Oct 24, 2014 6:37:06 GMT
The best advice I can give, having successfully dabbled a few years ago, is that share prices plummet as well as fall.
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Post by bathstoke on Oct 24, 2014 7:19:19 GMT
Only gamble what you can a££ord to lose...
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Post by tuum on Oct 24, 2014 7:55:52 GMT
I lost a reasonable sum of money in 2008 when it all crashed and I only recovered my losses earlier this year. I also invested in a savings plan which most people would consider prudent but I consider a rip-off. I won't go into the reasons why I chose to commit myself to a regular savings plan but it wasn't all down to my own ignorance/stupidity. Don't get me wrong, the plan will make me money and it will do what it says on the tin. What it doesn't say on the tin though is if you did it yourself, on a like for like basis you would make an extra 15% at the end of the term because your annual charges are so much lower and you also have a lot more flexibility in the meantime (no penalty clauses etc). I work overseas so was unaware of the revolution going on within the UK w.r.to financial advisors and the giving of advise....a lot of them are just salesman with as much idea as me or you about the stock market. The bigger banks and investment advisors are often the worst for charges. If you don't want to gamble then stick to trackers. These are low cost funds and historically have returned 6-7% per year on average. At the moment all my current investments have returned about 3-4% which is pretty shit considering the opportunities since 2008. I am in it for the long haul so I expect total returns to be about 7-8% when I am ready to cash in. Short of what I was expecting but still better than keeping your money in the bank. p.s. I recovered my 2008 losses by virtue of a few auto-call notes that delivered after 4years. Now that I have cashed these in I am about to do it all again... but, this time I will do it on my own and pay for independent advice as & when I need it.
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Post by redstriper on Oct 24, 2014 8:53:05 GMT
I've got a share isa, a few years back (using money I could afford to lose of course) i did an experiment - I bought into 7 companies. 2 blue chip solids, 2 I researched, 2 newspaper tips, and 1 I bought for "interest" reasons - Anglesey mining. one year later:-
the solids broke approx. even. The 2 I researched showed a profit (one was up 30%), the two newspaper tips were hopeless, one of them went bust!. Anglesey mining was disastrous. Shared currently trading at 3.25 pence!
moral, either play very safe or do your homework, don't buy on sentiment!
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Post by Deleted on Oct 24, 2014 10:28:58 GMT
Piece of piss mate. I use Natwestockbrokers.com... £15 a deal (buy/sell). Get yourself a few thousand Taylor Wimpey @£1.17 sit back for a few months..then sell them. Colt Group @ £1.24 are cheap. ..so are Arm Holdings at the minute. Study the Footsie 100 (top 100 shares) over a period time (a few months) watch share movements. .then buy a few shares in NO MORE than 5 companies. The more you study the market the more you'll understand how shares move over time. Everything is cyclical. Agreed With the fees you have to add on, it just doesn't make sense for anybody to do it without some serious dough in their pocket and to do things over the long term. Take your £15 fees... that's a 30% increase on just £100 alone before you can think about getting anything back! Some folk seem to think that they can put £50 in to something, then check it seemingly every day, and if they lose 2% on it then they panic and sell. Far better to save up for a number of months first, and absolutely no harm in giving somebody who knows what they are doing a bit of dosh to make sure its well invested. Similar thing with commodities too. I dabble a bit in silver. Sold quite a bit a couple of years ago when it was around £25/ounce; and only touch it again if price dips below £11. Buy it 6% above spot, 50 ounces at a time, a single delivery charge and then that lump sum costs gets split up. It'll spike again at some point...always will despite the best efforts of price manipulation. But, sell all that at some point when the prices do go up and I'll have a lovely little amount afterwards to reinvest in to some self generating revenue from dividend payments. Til then, just sit on it. That comes to another point - people sometimes invest money they cant afford to invest then desperately want a return, then get pissed off if they dont make mega bucks in a matter of weeks.
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Post by britsabroad on Oct 24, 2014 10:36:37 GMT
It was my job. Still involved but not actively trading anymore. Dont bother with individual stocks unless you've got a personal reason to want to own it. Too much risk and not enough upside for a private buyer. Buy into an index linked fund, or pick a decent strategy fund (eg American equity, UK corporate bonds etc), and be prepared to sit on it. And never, ever take stock tips from your mates. Or the local bank 'expert'. Do your own research or pay for a real source. Genuine question britsabroad....the owds but me some shares for my 18th (yonks ago) in The Wellcome Founndation (remember them..?), who I believe went onto become Smith Kline Beecham and finally GSK. They brought me GBP100 quids worth and I have a piece of paper with the details on back home in Stoke with the owds. Whats the best advice you can give me to see if they are indeed transferable and are possibly linked to todays GSK's price. Any advice would be good....(could be sitting on a nice few bob to give to the kids ) Then again could be worth nowt !! When companies merge/get bought out you will get issued shares in the new company and the old ones will be withdrawn. So, in theory you might have shares in GSK now, although it's unlikely to be the same amount you started with. Ive never dealt with paper certificates but you should have a cusip or isin number on there, you can trace them using that. Have a look on GSK's website and find their appointed broker - contact them and they will be able to tell you what you have.
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Post by Deleted on Oct 24, 2014 10:40:41 GMT
Piece of piss mate. I use Natwestockbrokers.com... £15 a deal (buy/sell). Get yourself a few thousand Taylor Wimpey @£1.17 sit back for a few months..then sell them. Colt Group @ £1.24 are cheap. ..so are Arm Holdings at the minute. Study the Footsie 100 (top 100 shares) over a period time (a few months) watch share movements. .then buy a few shares in NO MORE than 5 companies. The more you study the market the more you'll understand how shares move over time. Everything is cyclical. For those reasons I'm always amazed the city whizz kids who manage the big pension funds with literally billions of pounds in them can't do better. It's hard/impossible to find a managed fund which beats a simple stock market tracker with any regularity. I guess part of it is that there are huge restrictions on what they can and can't do and the level of risk they are allowed to take which of course any individual investor are not tied to. Gods - your not just hitting the nail on the head, you're smashing the bollocks off it! The city whizz kids get thrown in to a high pressure environment, get given huge amounts of other people's money and are expected to bring a profit. They gamble on any kind of business without ever understanding the market which those companies are in. They scour chart after chart for performance. If a price starts going up, then it must be because somebody else knows something and they cant possibly miss out. So much of the trading is done by whim, without ANY kind of understanding or research in to why that price has just gone up. It's only on rare occassions - profit warnings, signing of major contracts, potential mergers, new product releases etc where there is anything substantial to base trading on. Also, with having so much money at their disposal, they are the ones who react suddenly, who can see even a 0.5% increase in share price and make great big stonking profits on it.
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Post by dutchstokie on Oct 24, 2014 11:01:22 GMT
Genuine question britsabroad....the owds but me some shares for my 18th (yonks ago) in The Wellcome Founndation (remember them..?), who I believe went onto become Smith Kline Beecham and finally GSK. They brought me GBP100 quids worth and I have a piece of paper with the details on back home in Stoke with the owds. Whats the best advice you can give me to see if they are indeed transferable and are possibly linked to todays GSK's price. Any advice would be good....(could be sitting on a nice few bob to give to the kids ) Then again could be worth nowt !! When companies merge/get bought out you will get issued shares in the new company and the old ones will be withdrawn. So, in theory you might have shares in GSK now, although it's unlikely to be the same amount you started with. Ive never dealt with paper certificates but you should have a cusip or isin number on there, you can trace them using that. Have a look on GSK's website and find their appointed broker - contact them and they will be able to tell you what you have. Ok cheers for that...last question: Where on the ticket can I find this number.....front/back? Once I ve got itI'll jump on their website and have a play around on there. Thanks once again
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Post by mcf on Oct 24, 2014 11:12:50 GMT
don't we all through our pensions!?
surely whacking in pensions is better given the tax you get back etc
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Post by britsabroad on Oct 24, 2014 11:13:26 GMT
When companies merge/get bought out you will get issued shares in the new company and the old ones will be withdrawn. So, in theory you might have shares in GSK now, although it's unlikely to be the same amount you started with. Ive never dealt with paper certificates but you should have a cusip or isin number on there, you can trace them using that. Have a look on GSK's website and find their appointed broker - contact them and they will be able to tell you what you have. Ok cheers for that...last question: Where on the ticket can I find this number.....front/back? Once I ve got itI'll jump on their website and have a play around on there. Thanks once again No idea sorry. There should be an ID number of some description on there though. Cusip, isin and sedol are most common.
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Post by salopstick on Oct 24, 2014 11:36:04 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments
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Post by Deleted on Oct 24, 2014 12:15:59 GMT
I lost a reasonable sum of money in 2008 when it all crashed and I only recovered my losses earlier this year. I also invested in a savings plan which most people would consider prudent but I consider a rip-off. I won't go into the reasons why I chose to commit myself to a regular savings plan but it wasn't all down to my own ignorance/stupidity. Don't get me wrong, the plan will make me money and it will do what it says on the tin. What it doesn't say on the tin though is if you did it yourself, on a like for like basis you would make an extra 15% at the end of the term because your annual charges are so much lower and you also have a lot more flexibility in the meantime (no penalty clauses etc). I work overseas so was unaware of the revolution going on within the UK w.r.to financial advisors and the giving of advise....a lot of them are just salesman with as much idea as me or you about the stock market. The bigger banks and investment advisors are often the worst for charges. If you don't want to gamble then stick to trackers. These are low cost funds and historically have returned 6-7% per year on average. At the moment all my current investments have returned about 3-4% which is pretty shit considering the opportunities since 2008. I am in it for the long haul so I expect total returns to be about 7-8% when I am ready to cash in. Short of what I was expecting but still better than keeping your money in the bank. p.s. I recovered my 2008 losses by virtue of a few auto-call notes that delivered after 4years. Now that I have cashed these in I am about to do it all again... but, this time I will do it on my own and pay for independent advice as & when I need it. I have got a couple of awesome autocalls with enhanced allocation at the moment. So much so, if you have any that are not performing, or even down by less than 12% these will recoup your losses with an instant 15% uplift. You can place direct, not via your broker, as they have there own personal favorites..Also by bypassing DVP I can rebate the commission they would have received as a further allocation, in other words, a 100K investment will only cost you 96K, or 105K approx. will cost you 100K giving you an immediate uplift. I am in Bkk next week, you fancy a beer.
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Post by wizzardofdribble on Oct 24, 2014 12:23:53 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments I had a few Barclays, never made much on them but if you buy them now you will make money if you sell them after Christmas. Centrica look very cheap, a good buy..sit on them for 6 months and you'll make money. To that list I'd add Taylor Wimpey..these will rocket at some point...sit back again and wait. The lesson with shares is not to micro-manage them..look at share movements over months not days. Sit back be patient..don't speculate with silly hi-tech/dot com shares (like Imagination Technologies) and you will get a better return on your capital in 12 months than you would in a bank in 12 years.
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Post by kbillyh on Oct 24, 2014 12:30:17 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments Just add a couple of arms dealers in that lot and you have an unethical full house.
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Post by tuum on Oct 24, 2014 12:34:41 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments Why not just stick some money in a FTSE 100 Tracker and be done with it. Take the 7% per year. Unless you want to play the market and accept the losses as well as the potential increased gains.
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Post by wizzardofdribble on Oct 24, 2014 12:35:32 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments Just add a couple of arms dealers in that lot and you have an unethical full house. Wouldn't touch BAE Systems at the moment mate..far too high
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Post by salopstick on Oct 24, 2014 13:27:53 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments Just add a couple of arms dealers in that lot and you have an unethical full house. Nothing wrong with investing in unethical stuff that is against your principles.
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Post by kbillyh on Oct 24, 2014 14:00:27 GMT
Make a pact with the devil while you at it.......your business mate.
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Post by salopstick on Oct 24, 2014 14:09:43 GMT
Make a pact with the devil while you at it.......your business mate. To be honest I was just reading what Bob communist socialist crow is doing with RMT investments. Very good by all accounts
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Post by Deleted on Oct 24, 2014 14:23:21 GMT
Cuadrilla. Keep an eye peeled.
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Post by kbillyh on Oct 24, 2014 14:24:12 GMT
Make a pact with the devil while you at it.......your business mate. To be honest I was just reading what Bob communist socialist crow is doing with RMT investments. Very good by all accounts Yep, you could probably also include a lot of so called religious institutions, local councils and charities amongst the investors in companies that have no qualms about profiteering from the misery of others. There is change occurring though, pressure groups are highlighting the hypocrisy and a divest movement may well be making an impact on these shares......may be worth considering this as it may affect your future returns.
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Post by Deleted on Oct 24, 2014 20:48:52 GMT
All of these seem good investments: Anglo American mining comapny Compass Group HSBC Barclays LLoyds TSB RBS BP Shell Glaxosmithkline Astrazeneca Vodafone British American Tobacco Diageo Rolls Royce Scottish & Southern Centrica investment funds; Blackrock, Kames Capital, Threadneedle Investments Just add a couple of arms dealers in that lot and you have an unethical full house. I assume you steer well clear of these unethical business then right? I mean...banks, steel, copper, silver, food, oil, medicines, electronic communications, beers and spirits, electricity, gas... only used by those without morals right? Or is it ok if you use them, you just have to sell your sole if you invest in them? It's alright to pay them for their goods and services, but wrong to take a bit off them for a few shares? I do agree with another of your posts though, in that it really isn't your business what anybody does with their own hard earned.
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